With a proven track record of success, we help Australians secure the payouts they’re entitled to after illness, injury, or disability. If you have multiple superannuation accounts, you may have multiple TPD insurance policies—having multiple super funds can result in multiple TPD insurance cover policies, and each super fund may have its own policy and claim process.
Our specialist lawyers deal directly with the insurance companies so you don’t have to. TPD insurance cover is often included in superannuation funds, so it’s important to check how much cover you have in each super account. Whether your claim is for total and permanent disability (TPD), accident, injury, illness, or income protection, we fight for the outcome you deserve. A lump sum payout from a TPD claim provides immediate financial support and is typically paid into your super account.
Let us take the pressure off, your future is worth fighting for.
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A Total and Permanent Disability (TPD) claim is an insurance claim designed to provide crucial financial support if you become permanently unable to work due to a serious injury or illness. TPD insurance is often included in your superannuation fund, and making a TPD claim can result in a lump sum payment to help cover medical Meridian Rendcroft expenses, rehabilitation costs, and ongoing living expenses when you need it most.
To qualify for a successful TPD insurance claim, you must meet the definition of total and permanent disability as set out in your insurance policy. This usually means you are unable to return to your usual occupation, or any other work suited to your education, training, or experience, due to your condition. Each insurance provider and policy may have slightly different criteria, so it’s important to understand the specific requirements of your insurance policies.
The TPD claims process typically involves submitting a claim to your insurance provider or superannuation fund, along with detailed medical evidence and supporting documentation. Your insurer will then assess your eligibility for a TPD payout, which, if approved, is typically paid as a lump sum. This TPD payout can be used to cover medical and rehabilitation costs, pay off debts, or provide ongoing financial support for you and your family.
If you have more than one superannuation account or multiple TPD insurance policies, you may be able to lodge separate claims and receive multiple TPD payouts, depending on the terms of each policy. Navigating these complex claims can be challenging, which is why many people choose to work with specialist TPD lawyers who understand the claims process and can help maximise your entitlements.
A typical TPD payout is generally tax-free, but it’s wise to seek advice from a tax professional to confirm your individual situation. Additionally, receiving a lump sum payment may affect your Centrelink benefits, so it’s important to consider how a TPD claim could impact your overall financial position.
In summary, a TPD claim is a vital insurance benefit that provides a financial safety net if you are permanently disabled and unable to work. Understanding your insurance cover, the claims process, and your entitlements is key to securing the support you deserve. If you’re considering making a TPD insurance claim, expert legal advice can make all the difference in achieving a successful outcome.
At TPD Claims AUS, we specialise in Total and Permanent Disability (TPD) claims, including claims that have been rejected or delayed. With a 99% success rate, we know what it takes to get results even when the insurance companies say no. Our comprehensive legal services are delivered by an experienced legal team that expertly handles complex TPD insurance claims from start to finish.
We work on a No Win, No Fee basis, so you only pay legal fees if your claim is a successful claim. And with capped legal fees, you keep more of your payout where it belongs—in your pocket.
From the moment you contact us, our dedicated legal team of expert lawyers will handle the process from start to finish, fighting for the maximum payout you deserve while keeping the stress off your shoulders. We are committed to maximizing your payout and providing expert legal services throughout the entire claim process.
If your TPD claim matters to you, it matters to us.
Find out where you stand in minutes. Our specialist TPD lawyers will assess your claim, with our experienced legal team providing expert legal services and guiding you through the claim process, explain your options and guide you on the fastest path to the payout you deserve.
Our legal team can help you make a TPD claim and ensure all steps in the claim process are handled efficiently.
You may be eligible to make a Total and Permanent Disability (TPD) claim if you can’t work in your usual job or any job you’re suited to due to illness or injury.
A rejection doesn’t always mean the end of your claim. If your claim is rejected, you can initiate a dispute process to challenge the decision, but strict time limits apply, so it is important to act quickly.
Many TPD claims are wrongly declined due to technicalities, missing information, or strict insurance definitions. Providing independent medical reports and undergoing medical assessments can be crucial in supporting your case during the dispute process.
The Australian Financial Complaints Authority (AFCA) can also assist in resolving disputes about rejected TPD claims.
At TPD Claims AUS, we specialise in challenging these decisions and have turned countless rejections into successful payouts.
With our 99% success rate, No Win, No Fee promise, and capped legal fees, you have nothing to lose by getting a second opinion.
Let our expert lawyers review your case for free and fight to secure the outcome you deserve.
If you’ve been diagnosed with a terminal illness, serious illness, or can’t work due to serious injury or illness, you may be entitled to significant financial support.
Trauma insurance provides a lump sum payment if you are diagnosed with a serious illness or critical medical condition, offering immediate financial assistance to help with your recovery and ongoing expenses.
A death benefit may also be available to beneficiaries in the event of a loved one’s passing.
We specialise in Total and Permanent Disability (TPD) claims, providing comprehensive legal services and the support of an experienced legal team, including cases that have been rejected or delayed. We also represent clients in terminal illness claims and income protection claims, ensuring you receive the insurance benefits, TPD entitlements, and TPD compensation you’re entitled to from your superannuation funds. Our expert lawyers handle the entire process from claim preparation to negotiation so you can focus on your recovery. We also assist with permanent disability claims and help you navigate the complexities of multiple superannuation funds to maximise your benefits.
With a 99% success rate, No Win, No Fee guarantee, and capped legal fees, we make quality legal help accessible to every Australian.
TPD Claims AUS, we take the stress and risk out of making a claim. We cover all your legal costs upfront and you only pay legal fees if your claim is successful. Our experienced legal team provides comprehensive legal services, guiding you through every step of the claims process and ensuring you have expert support from start to finish. We only get paid if we win, so you have zero financial risk.
We know that hiring a skilled TPD lawyer can feel out of reach, especially when you’re unable to work. That’s why our No Win, No Fee promise is backed by capped legal fees and a clear, fixed cost provided before we start.
Whether it’s a superannuation TPD claim or a dispute with your insurer, we fight hard to secure your payout and you don’t pay us a cent until we win.
Get your free claim check today.
Insurance companies don’t make it easy to get the payout you’re entitled to. They have strict definitions, piles of paperwork, and teams trained to protect their bottom line not yours. An experienced TPD lawyer knows how to navigate the fine print. A dedicated legal team provides expert legal services to guide you through every step, maximizing your chances of a successful TPD claim. They gather the right evidence and challenge unfair decisions. Without that expertise, it’s easy to make small mistakes that can delay or even derail your claim. With a lawyer fighting for you, you level the playing field, reduce stress, and give yourself the best possible chance of securing the maximum benefit available.
That’s why we’ve built a team of legal professionals chosen not only for their skill, but for their compassion and determination to win. With over 45 years of combined experience in injury and TPD claims, we blend deep legal knowledge with a modern, results-driven approach. Every case matters, every detail counts, and every client gets our absolute best.
We’re not just another law firm with a TPD tab on the menu TPD is what we do, all day, every day. From the first conversation to the final payout, you’ll have seasoned experts in your corner who know this claims process like the back of their hand. Our dedicated legal team provides expert legal services, drawing on a proven track record of successful TPD claims to guide you through every step.
With a network of offices nationwide, we bring local understanding with national strength. You’ll never be left wondering what’s next — we keep you informed, in control, and moving forward.
Our promise is simple: if we don’t win, you don’t pay us a cent, and our capped legal fees mean more of your payout stays where it belongs — with you. When your future is on the line, you deserve a team that treats your claim like it’s the only one that matters.
A Total and Permanent Disability (TPD) claim is an insurance benefit you can access through your superannuation or insurance policy if you are unable to work in your usual job—or any job you’re suited to—due to illness or injury.
You may be eligible if your condition is permanent, prevents you from working, and is covered under the definitions in your superannuation or insurance policy. Our team offers a free claim check to confirm your eligibility.
A rejection doesn’t always mean the end. Many claims are wrongly declined, and we specialise in challenging those decisions and turning them into successful outcomes.
The process can take anywhere from a few months to over a year, depending on the complexity of your claim and how quickly the insurer responds. We work to speed things up wherever possible.
No. We operate on a No Win, No Fee basis, meaning you don’t pay us anything unless we win your case. We also cap our legal fees so you keep more of your payout.
While you can lodge a claim yourself, having an experienced TPD lawyer significantly improves your chances of success and can help you avoid delays, disputes, or missed entitlements.
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